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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

  Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29 The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read THE CANADIAN MONEY BRIEF BANK OF CANADA 2.25% 2.25% POLICY RATE HELD SINCE OCT. 2025 · THIRD CONSECUTIVE HOLD NEXT DECISION: APR. 29, 2026 Illustration: Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026. | The Canadian Money Brief If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And r...
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Passover 2025: A Celebration of Resilience Amid Challenges

Passover, known as Pesach in Hebrew, is one of the most widely observed Jewish holidays, commemorating the exodus of the ancient Israelites from slavery in Egypt. This year, Passover begins at sunset on Saturday, April 12, and ends after nightfall on Sunday, April 20. It is a time for family reunions, storytelling, and reflection on themes of freedom and resilience.

However, the celebrations this year are shadowed by ongoing anxieties and divisions within Jewish communities. The unresolved Israel-Hamas conflict continues to weigh heavily, with many Seder tables symbolically leaving empty seats for those lost or held hostage. Additionally, the specter of antisemitism looms large, with reports of increased incidents in various countries, including the United States and Canada. Security advisories have been issued to Jewish organizations, highlighting potential threats during this sacred time.

Despite these challenges, Passover remains a beacon of hope and unity. It serves as a reminder of the resilience and strength of the Jewish people, who have faced adversity throughout history and emerged stronger. This year, as families gather to recount the story of the Exodus, the holiday's message of liberation and perseverance resonates more deeply than ever.



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