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Bank of Canada Rate Decision Countdown: What to Expect on July 15

  Published July 4, 2026 In eleven days, the Bank of Canada will make its fifth interest rate call of 2026. If you've got a mortgage renewing, a variable rate that moves with the Bank's decisions, or savings sitting in a high-interest account, this is the date to have circled. Here's where things stand heading into July 15, and what the smart money is expecting. Where the rate sits right now The Bank of Canada has held its policy rate at 2.25% since its last two decisions, with the Bank Rate at 2.50% and the deposit rate at 2.20%. The July 15 announcement, released at 9:45 a.m. ET, will also come with a full Monetary Policy Report, since the Bank publishes its detailed economic projections quarterly alongside the January, April, July, and October decisions. Why most economists expect another hold The case for standing pat comes down to two forces pulling in opposite directions: Inflation is running hot, but mostly for one reason. Canada's headline inflation rate jumped...
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Your daily horoscope: April 14, 2025

 

HOROSCOPES IF TODAY IS YOUR BIRTHDAY

You need to be more vocal this year. You need to speak up and let everyone know what you believe in and why you have no intention of changing your opinions. Not only will they respect you for it but their own opinions will change as well.

ARIES (March 21 - April 20):

There is no point wasting your precious time and energy trying to figure out a situation that is beyond anyone’s powers to understand. Thankfully, this is one of those occasions when, if you ignore the issue, it should eventually resolve itself.

TAURUS (April 21 - May 21):

Friends and family members may be happy with what’s going on at the moment but you can’t seem to shake a deep sense of unease. Follow what your instincts are trying to tell you, even though logically there doesn’t seem to be anything wrong.

GEMINI (May 22 - June 21):

You are sure to encounter opposition in some shape or form over the next few days but now you are aware of that fact you can prepare yourself both mentally and emotionally not to get riled up. It’s really not worth getting angry about.

CANCER (June 22 - July 23):

It may frustrate you that certain people seem incapable of making up their minds about the most simple of matters but that’s just the way it is and you must find ways to deal with it. One way, of course, is to put some distance between you.

LEO (July 24 - Aug. 23):

The decisions you take over the next few days will affect your financial situation in a big way, so make sure you think through every possible option and refuse to commit yourself unless you are 100 per cent sure it’s the right move for you.

VIRGO (Aug. 24 - Sept. 23):

A serious battle of wills is going to develop over the course of the week and you will need to call on all your powers of self-control if you are going to come through unscathed. Refuse to take a backward step whatever the provocation might be.

LIBRA (Sept. 24 - Oct. 23):

The fact that you made an error of some kind is not important – what matters is that you learned from it so you won’t make the same mistake twice. You are sure to be tested over the next few days and this time you will pass with flying colours.

SCORPIO (Oct. 24 - Nov. 22):

The more strongly you feel about something the more likely it is you will get in a war of words with those who disagree with you. That may, however, be a positive thing as it will remind them you are not the sort to avoid confrontation.

SAGITTARIUS (Nov. 23 - Dec. 21):

Your options may be limited as the new week begins but later on whatever it is that is holding you back will disappear and you will soar freely again. Sit tight and wait for the situation to sort itself out, which it will do in a matter of days.

CAPRICORN (Dec. 22 - Jan. 20):

The fact that you completely and utterly disagree with a colleague does not mean you can no longer be friends or work together. On the contrary, by exchanging viewpoints calmly and clearly you may come to respect each other even more.

AQUARIUS (Jan. 21 - Feb. 19):

You will get advice from all directions over the next 24 hours and much of it will be contradictory. Which is just the excuse you need to ignore every word of it and do your own thing. Others can offer advice but you don’t have to take it.

PISCES (Feb. 20 - Mar. 20):

Do you forgive and forget some sort of transgression, or do you make a big deal of it and demand a fulsome apology? If you are smart you will pretend the incident did not bother you in the slightest. Why get worked up over someone else’s stupidity?

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