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How to Use a Spousal RRSP to Save Thousands in Retirement (2026 Guide)

  Published: April 2026 | Reading time: 10 min | Category: Retirement, Tax Savings, Personal Finance Most Canadian couples are leaving thousands of dollars on the table every single year by not using a spousal RRSP. It's one of the most powerful — and most underused — income-splitting strategies available to Canadians, and it's completely legal, fully endorsed by CRA, and available to almost every married or common-law couple in the country. If one spouse earns significantly more than the other, a spousal RRSP can save your household $5,000–$15,000 or more in lifetime taxes. This guide explains exactly how it works, who benefits most, and the rules you need to know to do it correctly. What Is a Spousal RRSP? A spousal RRSP is a Registered Retirement Savings Plan where one spouse (the contributor ) makes contributions, but the account is owned and will eventually be withdrawn by the other spouse (the annuitant ). The key mechanics: The contributing spouse gets the ...
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A Legacy of Compassion: Pope Francis' Popemobile Transformed into a Mobile Clinic for Gaza's Children

 

In a remarkable act of humanitarian aid, one of Pope Francis' iconic popemobiles is being repurposed into a mobile health clinic for children in Gaza. This initiative, entrusted to the Catholic aid organization Caritas Jerusalem, was one of the late pontiff's final wishes before his passing.

The vehicle, originally used during Francis' 2014 pilgrimage to the Holy Land, is being retrofitted with essential medical equipment, including diagnostic tools, vaccines, and emergency supplies. Once humanitarian access to Gaza is feasible, the clinic will be staffed by doctors and medics, providing critical care to children suffering from malnutrition and injuries.

Peter Brune, Secretary General of Caritas Sweden, emphasized that this project is more than just a vehicle—it is a message to the world that the children of Gaza have not been forgotten. The initiative reflects Pope Francis' enduring commitment to peace and his advocacy for vulnerable communities, particularly in conflict zones.

As the Vatican prepares to elect Francis' successor, this mobile clinic stands as a testament to his legacy of compassion and service. It is a powerful reminder that even in times of crisis, humanitarian efforts can bring hope and healing to those in need.

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