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Lock In or Stay Variable? What Every Canadian Homeowner Must Decide Before April 29

   Bank of Canada headquarters, Ottawa. Overnight rate held at 2.25% since October 2025. Next decision: April 29, 2026.  The Bank of Canada has held its rate at 2.25% for three straight decisions — but with inflation creeping back up, a Middle East conflict pushing oil prices, and over one million mortgage renewals on the horizon, the stakes of getting this wrong have never been higher. The Canadian Money Brief April 25, 2026 6 min read THE CANADIAN MONEY BRIEF BANK OF CANADA 2.25% 2.25% POLICY RATE HELD SINCE OCT. 2025 · THIRD CONSECUTIVE HOLD NEXT DECISION: APR. 29, 2026 If your mortgage is coming up for renewal in the next six to eighteen months, the question keeping you up at night is probably this: do I lock in a fixed rate now — or do I ride out a variable rate and hope the Bank of Canada does something helpful? It's the right question to be asking. And right now, the answer is more complicated — and more consequential — than it has been in years. The Bank of Canada...
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Cardinals Enter Seclusion for Papal Conclave Amid Historic Anticipation

In a solemn and time-honored tradition, cardinals from around the world have entered seclusion ahead of the highly anticipated conclave to elect the next pope. Taking place within the Vatican's historic Sistine Chapel, the gathering marks a pivotal moment for the Roman Catholic Church as it seeks new leadership following the resignation of Pope Francis.

The secretive nature of the conclave is designed to ensure a prayerful and undistracted environment, allowing cardinals to carefully deliberate on the future of the Church. All forms of external communication are strictly prohibited, reinforcing the gravity and sanctity of the process.

As speculation swirls regarding possible successors, Catholics and observers around the globe await the famous white smoke that will signal the election of a new pontiff. Until then, the world watches as history unfolds within the sacred walls of the Vatican.



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