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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Putin Asserts Russia’s Capability to Conclude Ukraine Conflict


Russian President Vladimir Putin has declared that Russia possesses the necessary strength and resources to bring the ongoing war in Ukraine to its desired conclusion. In a recent interview, Putin emphasized that while Russia has the means to achieve its objectives, he hopes that nuclear weapons will not be required.

The conflict, which began in February 2022, has resulted in significant casualties and geopolitical tensions. Western leaders, including former U.S. President Joe Biden, have condemned the invasion as an imperial-style land grab, while Putin has framed it as a pivotal moment in Russia’s relations with the West. The Kremlin has maintained that the war is a response to NATO’s expansion and Western interference in Moscow’s sphere of influence.

Despite ongoing diplomatic efforts, including U.S. President Donald Trump’s push for a resolution, the Kremlin has indicated that a swift peace deal remains unlikely due to the complexity of the situation. As the war continues, global leaders remain divided on the path forward, with concerns about escalation and the broader implications for international stability.

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