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Three Smart Levers to Cut Your 2025 Tax Bill

Taxes are inevitable, but overpaying them isn’t. With new rules and opportunities in 2025, smart planning can help you keep more of your hard-earned money. Here are three effective levers to reduce your tax liability this year: 1. Maximize Retirement Contributions Contributing to retirement accounts such as RRSPs (Canada) or 401(k)/IRAs (U.S.) remains one of the most effective ways to lower taxable income. Contributions qualify for tax relief at your highest marginal rate, meaning every dollar you save reduces your tax bill significantly. Employer-matching programs make this even more attractive, and withdrawals in retirement can be structured for lower tax exposure. 2. Leverage Tax Credits and Deductions Common deductions include childcare expenses, education costs, and home office claims. Tax credits, unlike deductions, directly reduce the amount you owe, making them especially valuable. Temporary tax breaks introduced in 2025 can be maximized before they expire. 3. Use...
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Look Up Tuesday Night for the Full Pink Moon

 

The Pink Moon is set to grace the night sky this week, and it’s a celestial event worth observing. On Tuesday night, precisely at 7:49 p.m. EDT, the Moon will be in its full phase, marking April’s Full Moon. However, according to NASA, observers will notice that the Moon appears full for approximately three days, from Monday morning through Thursday morning.

Why Is It Called the Pink Moon?

Contrary to what the name suggests, the Pink Moon isn’t named for the Moon’s color. Instead, it derives its name from wild ground phlox, also known as pink moss. This early-blooming wildflower is one of the first to grace the landscape in the US Northeast during spring. The Old Farmer’s Almanac, which has been recording lunar names for close to a century, associated this April Full Moon with the pink blossoms of ground phlox.

Gibbous Phase and Observing Tips

While the Moon will appear full for several days, keen observers can still notice subtle differences. On Monday night and Wednesday night, focus on the Moon’s face a bit longer. You might observe that one side looks “fuzzy” compared to the crisp edge on the other side. This reveals that the Moon is actually in its Gibbous phase during those times. If you have binoculars or a telescope, it’ll be even easier to spot this phenomenon1.

So, mark your calendars and take a moment to appreciate the Pink Moon’s beauty as it graces our night sky this week!

Feel free to share this information with fellow stargazers and enjoy the celestial spectacle! If you have any more questions or need further details, feel free to ask. 😊🌠1

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