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Three Smart Levers to Cut Your 2025 Tax Bill

Taxes are inevitable, but overpaying them isn’t. With new rules and opportunities in 2025, smart planning can help you keep more of your hard-earned money. Here are three effective levers to reduce your tax liability this year: 1. Maximize Retirement Contributions Contributing to retirement accounts such as RRSPs (Canada) or 401(k)/IRAs (U.S.) remains one of the most effective ways to lower taxable income. Contributions qualify for tax relief at your highest marginal rate, meaning every dollar you save reduces your tax bill significantly. Employer-matching programs make this even more attractive, and withdrawals in retirement can be structured for lower tax exposure. 2. Leverage Tax Credits and Deductions Common deductions include childcare expenses, education costs, and home office claims. Tax credits, unlike deductions, directly reduce the amount you owe, making them especially valuable. Temporary tax breaks introduced in 2025 can be maximized before they expire. 3. Use...
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BJP Leads in Haryana, Congress Alliance Ahead in Kashmir

 


In a significant political development, India’s ruling Bharatiya Janata Party (BJP) is leading in the vote count for the Haryana state assembly elections. This unexpected lead comes as a boost for the BJP, which has been striving to maintain its influence in the northern state.

Meanwhile, in Jammu and Kashmir, the Congress-National Conference (NC) alliance is ahead in the vote count. This election marks the first assembly polls in the region since the abrogation of Article 370 in 2019, which stripped Jammu and Kashmir of its special status and reorganized it into a Union Territory. The Congress-NC alliance’s performance is seen as a significant challenge to the BJP’s ambitions in the region.

The results from these elections are crucial as they reflect the political climate and voter sentiment in two key regions of India. The BJP’s lead in Haryana suggests continued support for the party’s policies, while the Congress-NC alliance’s success in Jammu and Kashmir indicates a strong opposition presence in the region.


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