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RRSP vs TFSA vs FHSA — Which Should You Prioritize in 2026?

  Published: April 2026 | Reading time: 11 min | Category: Investing, Personal Finance, Tax Savings Three registered accounts. Three sets of rules. And most Canadians are using at least one of them wrong. The RRSP, TFSA, and FHSA each offer powerful tax advantages — but they work in completely different ways, and the right priority order depends entirely on your income, your goals, and your timeline. Picking the wrong one first can cost you thousands in taxes over your lifetime. This guide breaks down exactly how each account works, who it's best for, and the optimal contribution strategy for 2026 based on your situation. A Quick Overview of All Three Accounts Before diving into strategy, here's how each account actually works: RRSP TFSA FHSA Contribution deductible? Yes No Yes Growth taxed? No No No Withdrawals taxed? Yes (as income) No No (if for a first home) 2026 annual limit 18% of income, max $32,490 $7,000 $8,000 Lifetime li...

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Healthy Meals: Grilled Chicken with Roasted Vegetables



Ingredients

For the marinade

  • ¼ cup olive oil
  • ¼ cup fresh lemon juice
  • 4 garlic cloves crushed
  • 1 tsp smoked paprika
  • ½ tsp chilli flakes
  • 1 tsp dried oregano
  • 1 tsp salt
  • black pepper to taste

For grilling

  • 4 large chicken breasts skinless + de-boned
  • 2 bell peppers seeds removed and sliced into thick strips
  • broccolini
  • 12-16 spears asparagus woody ends trimmed
  • 2-3 large zucchini/courgette sliced into thick slices


Instructions

  • Pre-heat the grill/griddle pan. 
  • Season the chicken with salt and allow to sit while you make the marinade.
  • Combine all the marinade ingredients and mix well. Pour half of the marinade over the chicken and the other half over the vegetables. Allow to marinade for a few minutes. 
  • Grill the chicken for 5-7 minutes per side (depending on thickness) until cooked to your preference. Remove from the grill, cover with foil and allow to rest while you grill the vegetables. 
  • Grill the vegetables until they are starting to char and are cooked to your preference. 
  • Remove from the grill and serve with the chicken and lemon wedges for squeezing. 

Notes

  • Vegetable amounts are just a guide, use as much or as little as you wish. Also feel free to swap out vegetables you prefer. 

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