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Understanding Your TFSA Contribution Room in 2026

A Tax‑Free Savings Account (TFSA) is one of Canada’s most flexible and powerful savings tools, but figuring out your exact contribution room can feel like solving a puzzle. A clear breakdown makes it much easier. How TFSA Contribution Room Works Your available room is made up of three parts: Annual TFSA limit for the current year Unused contribution room from previous years Withdrawals from previous years (added back the following January) For 2026, the annual TFSA limit is $7,000 . Step‑by‑Step: How to Calculate Your Room Use this simple formula: [ \text{TFSA Room} = \text{Unused Room from Prior Years} + \text{Current Year Limit} + \text{Withdrawals from Last Year} ] A quick example: Unused room from past years: $18,000 2026 limit: $7,000 Withdrawals made in 2025: $4,000 [ \text{Total Room} = 18,000 + 7,000 + 4,000 = 29,000 ] That means you could contribute $29,000 in 2026 without penalty. A Few Helpful Notes Over‑contributions lead to penalties, so it’s worth...
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Healthy Meals: Grilled Chicken with Roasted Vegetables



Ingredients

For the marinade

  • ¼ cup olive oil
  • ¼ cup fresh lemon juice
  • 4 garlic cloves crushed
  • 1 tsp smoked paprika
  • ½ tsp chilli flakes
  • 1 tsp dried oregano
  • 1 tsp salt
  • black pepper to taste

For grilling

  • 4 large chicken breasts skinless + de-boned
  • 2 bell peppers seeds removed and sliced into thick strips
  • broccolini
  • 12-16 spears asparagus woody ends trimmed
  • 2-3 large zucchini/courgette sliced into thick slices


Instructions

  • Pre-heat the grill/griddle pan. 
  • Season the chicken with salt and allow to sit while you make the marinade.
  • Combine all the marinade ingredients and mix well. Pour half of the marinade over the chicken and the other half over the vegetables. Allow to marinade for a few minutes. 
  • Grill the chicken for 5-7 minutes per side (depending on thickness) until cooked to your preference. Remove from the grill, cover with foil and allow to rest while you grill the vegetables. 
  • Grill the vegetables until they are starting to char and are cooked to your preference. 
  • Remove from the grill and serve with the chicken and lemon wedges for squeezing. 

Notes

  • Vegetable amounts are just a guide, use as much or as little as you wish. Also feel free to swap out vegetables you prefer. 
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