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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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“All our dreams can come true, if we have the courage to pursue them" by Walt Disney

                        



         
  Walt Disney's quote is a powerful reminder of the importance of courage and determination in achieving our dreams. It emphasizes that dreams are not merely wishful thinking but are attainable goals if we are willing to put in the effort and overcome obstacles.

Here are a few key points to consider when reflecting on this quote:

  1. Courage as a Catalyst: Courage is often the driving force behind taking the first step toward our dreams. It's the ability to face uncertainty, overcome fears, and venture into the unknown. Without courage, many dreams may remain unfulfilled.


  3. Persistence Matters: Pursuing dreams can be challenging, and setbacks are common. The quote encourages us to persist in the face of adversity. It implies that the journey to success may be long and difficult, but it's worth it in the end.


  5. Belief in Self: Believing in ourselves is fundamental. If we doubt our abilities or give in to self-doubt, it becomes harder to muster the courage needed to pursue our dreams. Confidence and self-belief play a significant role in our journey toward achieving our goals.

  6. The Power of Vision: Walt Disney himself was a visionary who turned his dreams into reality through the creation of Disneyland and Disney World. This quote reflects the importance of having a clear vision and a sense of purpose in life. When we have a dream that we're truly passionate about, we're more likely to muster the courage to pursue it.

In essence, Walt Disney's quote serves as a reminder that our dreams are within reach if we are willing to be bold, persistent, and unwavering in our pursuit. It encourages us to look beyond obstacles and believe in the possibility of turning our dreams into reality.

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