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GTA & Vancouver Home Sales Fell Again in August — What RBC's "Recovery" Call Actually Means for You

  September 6, 2026  •  Canadian Money Brief Fresh numbers out this week from the Toronto Regional Real Estate Board (TRREB) and Greater Vancouver Realtors (GVR) confirm what a lot of GTA and Metro Vancouver households already feel in their bones: the country's two biggest, most expensive housing markets are still shrinking on paper, even as the Bank of Canada holds rates and the trade war eats into everyone's confidence. At the same time, RBC Economics dropped a report calling this a market that's "finally taking steps" toward recovery. Those two things sound contradictory. They're not — but the gap between them is exactly where you need to be paying attention, whether you're a first-time buyer, a seller sitting on a listing, or a landlord watching your renewal math. What It Means for You: Prices are still down year-over-year in both cities, but the underlying supply picture — fewer new listings, tighter inventory — is the thing actually shifting. That...
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Top 15 High-Interest Savings Accounts in Canada for 2025: Where Your Money Works Harder


In 2025, Canadians are more financially savvy than ever, and choosing the right high-interest savings account (HISA) can make a significant difference in growing your wealth. Whether you're saving for a rainy day, a big purchase, or just want your money to earn more while sitting safely, these accounts offer competitive interest rates, low fees, and flexible access.

Here’s a roundup of the 15 best high-interest savings accounts in Canada this year:

Best High-Interest Savings Accounts in Canada (2025)

Bank / InstitutionAccount NameInterest Rate (Approx.)Key Features
EQ BankSavings Plus Account4.00%No monthly fees, free transfers
TangerineHigh-Interest Savings AccountUp to 5.00% (promo)Mobile app, automatic savings tools
Simplii FinancialHigh Interest Savings AccountUp to 5.25% (promo)No fees, easy online access
Neo MoneyNeo High-Interest Account4.00%No fees, cashback integration
Motive FinancialSavvy Savings Account4.10%High rate, online-only banking
Oaken FinancialOaken Savings Account3.75%CDIC insured, no monthly fees
WealthsimpleCash Account4.00%No fees, investing integration
Alterna BankHigh Interest eSavings Account3.75%Free transfers, no fees
KOHOEarn Interest AccountUp to 5.00% (with direct deposit)Prepaid card integration
Manulife BankAdvantage Account3.85%Hybrid chequing/savings
Hubert FinancialHigh Interest Savings4.15%Manitoba credit union, online access
Outlook FinancialHigh Interest Savings4.10%No fees, strong rates
Achieva FinancialHigh Interest Savings4.05%Manitoba-based, CDIC insured
Saven FinancialHigh Interest Savings3.90%Ontario credit union, online banking
Canadian Tire BankHigh Interest Savings3.75%Trusted brand, easy access

Note: Rates are subject to change and may include promotional offers. Always check the institution’s website for the most current details.

Tips for Choosing the Right HISA

  • Compare rates regularly: Promotions can boost your earnings temporarily.
  • Watch for fees: Many online banks offer no-fee accounts.
  • Consider access: Mobile apps and online transfers make saving easier.
  • Check insurance: Look for CDIC or provincial deposit insurance coverage.


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