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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...

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Ontario Science Centre to Close Immediately Due to Roof Collapse Risk

 


The Ontario Science Centre, a beloved landmark in Toronto, is facing an immediate closure due to the risk of its roof collapsing. An engineering report revealed that the more than 50-year-old building is at risk of potential roof panel failure, exacerbated by this winter’s snow load. The situation has prompted urgent action to ensure public safety.

Roof Condition and Closure Details

  • The roof structure in certain parts of the facility was constructed using outdated materials and systems, leading to deterioration.
  • Enhanced monitoring will keep the building safe over the summer months, allowing staff to vacate safely.
  • Infrastructure Ontario will seek alternative locations for the science centre while the new one at Ontario Place is under construction, expected to be completed by 2028.
  • Previously scheduled private events will proceed over the weekend, with reimbursements for science centre members and summer camp participants.
  • Efforts will be made to minimize disruption to the public and maintain the centre’s mandate through interim facilities and alternative programming options.

Background and Controversy

The Ontario Science Centre, which opened in 1969, was the world’s first interactive science centre. Advocates have fought to keep it at its original Don Mills location, even after Premier Doug Ford announced its move to Ontario Place during waterfront revitalization. The new facility will be smaller but offer more exhibition space.

The closure underscores the importance of maintaining critical infrastructure and addressing deferred maintenance needs. Fixing the roof is estimated to cost between $22 million and $40 million, necessitating a closure of up to two years. As the province navigates this challenge, the legacy of scientific exploration and education remains at the forefront.


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