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Lock In or Wait? Why Two Big Banks Say Rates Are Going Up in October

  Published September 2, 2026 The Bank of Canada did exactly what all 35 economists in Reuters' latest poll expected today: it held its overnight rate at 2.25% for a sixth straight decision, keeping the prime rate at 4.45%. Bond markets had priced in barely a 3% chance of anything else. What's not settled is what happens next — and on that question, Canada's biggest banks are more split than they've been all year. Four of the Big Six expect the Bank to sit tight through the end of 2026. Two expect it to start hiking as soon as October. If you're renewing a mortgage in the next few months, that gap isn't academic — it's the difference between locking in now and gambling on a rate cycle turning against you. The Split, Bank by Bank Here's where the six largest banks stand on where the overnight rate lands by the end of 2026: Bank Year-end 2026 call Stance BMO 2.25% (hold) Hold camp CIBC 2.25% (hold) Hold camp RBC 2.25% (hold) Hold camp TD 2.25% (hold) Hold...
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Taylor Swift and Prince William Share Royal Selfie at London Concert

Taylor Swift, the pop sensation, recently graced the stage at Wembley Stadium in London during her Eras Tour. However, it wasn’t just her performance that made headlines—it was her backstage encounter with Prince William that stole the show.

Before her concert, Taylor Swift snapped a perfect royal selfie with the Prince of Wales and two young music fans: Prince George and Princess Charlotte. Kensington Palace shared the heartwarming photo on social media, thanking Swift for a “great evening.” For Prince William, attending the hottest show in town with his two eldest children was a way to earn maximum dad points on his 42nd birthday.

The nearly 90,000 fans in the stadium witnessed Prince William’s energetic dance moves as he grooved to Swift’s hit single “Shake It Off.” The video of his spirited dance quickly went viral, adding to the excitement of the evening.

Swift’s Eras Tour has been captivating audiences across the UK, with shows in Edinburgh, Liverpool, and Cardiff. London, where she spent part of her career, holds a special place in her heart. As she put it, it’s “the most exhilarating city in the world.”

Other notable attendees at the concert included Bridgerton star Nicola Coughlan, Labour leader Keir Starmer, Queer Eye’s Jonathan Van Ness, and model Cara Delevingne. Swift’s parents, Andrea and Scott, were also in the audience.

In the midst of the music and celebration, Prince William celebrated his 42nd birthday, making it a memorable night for both royalty and fans alike. 

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