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5 Things to Know Today: US CPI, BoC Minutes, Oil Below US$90 (Nov. 10)

  Tuesday, November 10, 2026. U.S. inflation data, Bank of Canada minutes and a sharp slide in oil headline your morning. Here is what matters for your wallet. 1. US inflation report lands at 8:30 a.m. ET Economists expect October U.S. consumer prices to rise 0.3% from September, slower than the 0.6% jump the month before, with core prices up 0.2%. There will be no annual rate this time because last year's government shutdown left a gap in the October 2025 data. Strong U.S. jobs numbers on Friday have already pushed the odds of a Fed rate hike on December 9 above 65%. What it means for you: U.S. rate expectations move Canadian bond yields, which set fixed mortgage rates, and they swing the loonie. A hot reading could push yields higher; a cool one could give borrowers a little breathing room. 2. Bank of Canada releases its rate-hike minutes at 1:30 p.m. ET The central bank publishes its summary of deliberations on the October 28 decision, when it raised its policy rate by a qua...
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Daylight Saving Time 2024: When the Clocks Fall Back

 

As autumn settles in and the days grow shorter, it’s time to prepare for the end of Daylight Saving Time (DST) in 2024. This year, DST will officially end at 2 a.m. local time on Sunday, November 3rd. This means that clocks will “fall back” one hour, giving us an extra hour of sleep and marking the return to standard time.

The practice of adjusting clocks during DST aims to make better use of daylight during the longer days of spring and summer. However, as we move into the colder months, the shift back to standard time provides more daylight in the morning, which can be beneficial for early risers.

While the extra hour of sleep is often welcomed, the transition can be a bit disorienting. Here are a few tips to help you adjust smoothly:

  • Gradual Adjustment: Start going to bed 15-30 minutes earlier a few days before the change.
  • Morning Light: Spend time outside in the morning light to help reset your internal clock.
  • Consistent Routine: Stick to a regular sleep schedule, even on weekends.

Remember to update any manual clocks before going to bed on November 2nd to avoid confusion the next morning. Enjoy the extra hour of rest and the cozy fall mornings!


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