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5 Things to Know Today (Sept 30): Banks Closed, U.S. Booze Ban, Rising Mortgage Rates

  It's Wednesday, September 30, and today is a federal holiday, so plan your banking accordingly. Meanwhile the U.S. booze ban is now in force, fixed mortgage rates keep climbing, the economy stalled in July and Ontario's minimum wage rises tomorrow. Here's what matters for your wallet. 1 Banks are closed today, so don't leave payments to the last minute Today is the National Day for Truth and Reconciliation. It's a federal statutory holiday, which means bank branches, Canada Post, the CRA and Service Canada are closed. It is not a statutory holiday in Ontario, so schools, TTC and GO Transit run as usual, most stores are open and LCBOs open at noon. The TSX is scheduled to trade, but trade settlement is paused for the day, so trades made today settle later than usual. What it means for you: If something has to land by October 1 (rent, a bill, a cheque deposit), don't count on today. Transfers and cheque deposits may not post until Thursday, so send them early ...
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Daylight Saving Time 2024: When the Clocks Fall Back

 

As autumn settles in and the days grow shorter, it’s time to prepare for the end of Daylight Saving Time (DST) in 2024. This year, DST will officially end at 2 a.m. local time on Sunday, November 3rd. This means that clocks will “fall back” one hour, giving us an extra hour of sleep and marking the return to standard time.

The practice of adjusting clocks during DST aims to make better use of daylight during the longer days of spring and summer. However, as we move into the colder months, the shift back to standard time provides more daylight in the morning, which can be beneficial for early risers.

While the extra hour of sleep is often welcomed, the transition can be a bit disorienting. Here are a few tips to help you adjust smoothly:

  • Gradual Adjustment: Start going to bed 15-30 minutes earlier a few days before the change.
  • Morning Light: Spend time outside in the morning light to help reset your internal clock.
  • Consistent Routine: Stick to a regular sleep schedule, even on weekends.

Remember to update any manual clocks before going to bed on November 2nd to avoid confusion the next morning. Enjoy the extra hour of rest and the cozy fall mornings!


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