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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Egg Bites with Bacon & Gruyère

 

Here’s a delicious recipe for Egg Bites with Bacon & Gruyère. This recipe is a great homemade version of the popular Starbucks egg bites.

Ingredients:

  • 8 large eggs
  • 1 cup cottage cheese
  • 1 cup shredded Gruyère cheese
  • 1/2 cup cooked and crumbled bacon
  • 1/4 teaspoon salt
  • 1/4 teaspoon black pepper

Instructions:

  1. Preheat the oven to 325°F (165°C).
  2. Blend the eggs and cottage cheese in a blender until smooth.
  3. Add the Gruyère cheese, bacon, salt, and pepper to the blender and pulse a few times to combine.
  4. Pour the mixture into a greased muffin tin, filling each cup about 2/3 full.
  5. Bake for 25-30 minutes, or until the egg bites are set and lightly golden on top.
  6. Let cool slightly before removing from the muffin tin.

Enjoy your homemade egg bites! 

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