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The Fed Just Hiked Rates. Here's What It Means for Your Canadian Mortgage.

  The U.S. Federal Reserve raised its benchmark rate 25 basis points yesterday — the first hike in three years. The Bank of Canada hasn't moved. That gap is now the biggest story in Canadian personal finance. MoneySavings.ca  |  September 17, 2026  |  Canadian Money Brief Yesterday afternoon, the Federal Open Market Committee voted 12-0 to raise the U.S. federal funds rate by a quarter point, pushing it to a target range of 3.75%–4.00%. It's the Fed's first rate hike since July 2023, and Chair Kevin Warsh made clear it almost certainly won't be the last. The Bank of Canada, by contrast, has held its overnight rate at 2.25% through seven straight meetings. It doesn't decide again until October 28. For Canadians with a mortgage, a renewal coming up, or a home equity line of credit, this matters more than it might look at first glance. 3.75–4.00% New U.S. Fed Rate 2.25% Bank of Canada Rate 1.625% Rate Gap (vs. 1.375% yesterday) ~71.5¢ Loonie (post-hike low) What th...
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Egg Bites with Bacon & Gruyère

 

Here’s a delicious recipe for Egg Bites with Bacon & Gruyère. This recipe is a great homemade version of the popular Starbucks egg bites.

Ingredients:

  • 8 large eggs
  • 1 cup cottage cheese
  • 1 cup shredded Gruyère cheese
  • 1/2 cup cooked and crumbled bacon
  • 1/4 teaspoon salt
  • 1/4 teaspoon black pepper

Instructions:

  1. Preheat the oven to 325°F (165°C).
  2. Blend the eggs and cottage cheese in a blender until smooth.
  3. Add the Gruyère cheese, bacon, salt, and pepper to the blender and pulse a few times to combine.
  4. Pour the mixture into a greased muffin tin, filling each cup about 2/3 full.
  5. Bake for 25-30 minutes, or until the egg bites are set and lightly golden on top.
  6. Let cool slightly before removing from the muffin tin.

Enjoy your homemade egg bites! 

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