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RDSP: A Complex Pathway to Long-Term Security

  The Registered Disability Savings Plan (RDSP) is often described as one of Canada’s most powerful yet underutilized financial tools. Designed to help people with disabilities and their families save for the future, the RDSP comes with unique benefits that make its administrative hurdles worthwhile. At its core, the RDSP offers two major advantages: Government Grants and Bonds : Eligible contributions can be matched by the federal government through generous grants, and low-income beneficiaries may also qualify for bonds—even without personal contributions. Tax-Deferred Growth : Investments inside the RDSP grow tax-free until funds are withdrawn, allowing savings to compound over time. The paperwork, eligibility rules, and withdrawal restrictions can feel daunting. Families often face challenges navigating the application process, understanding contribution limits, and planning around complex withdrawal rules. Yet, for those who persist, the payoff is significant: thousands...
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Final Countdown: Harris and Trump Make Last Push as Election Day Nears

 

With just six days remaining until the U.S. presidential election, the race between Vice President Kamala Harris and former President Donald Trump is reaching its climax. Both candidates are intensifying their campaigns in key battleground states, aiming to sway undecided voters and solidify their support base.

Harris is focusing on economic issues and job creation, emphasizing her plans to reduce living costs and restore abortion rights protections. She has been campaigning in North Carolina, Pennsylvania, and Wisconsin, highlighting her commitment to addressing the needs of working families.

Trump, on the other hand, is appealing to religious voters and emphasizing his stance on immigration. He has been holding rallies in North Carolina and Wisconsin, where he continues to draw large crowds. Trump's campaign has faced criticism over recent racist remarks made by a comedian at one of his rallies, but he remains undeterred in his efforts to energize his base.

Early voting numbers have reached unprecedented levels, with millions of Americans already casting their ballots. The outcome of this election will hinge on voter turnout and the efficiency of the vote-counting process. As Election Day approaches, both candidates are making their final appeals to voters, hoping to secure a victory on November 5.
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