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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Escalation in Middle East: Israeli Strikes in Gaza and Beirut Amid US Aid Deadline

 

In a series of recent escalations, Israeli airstrikes have resulted in significant casualties in Gaza and Beirut. On Monday, two Israeli strikes in Gaza killed at least 14 people, including two children and a woman. The strikes targeted a cafeteria in the Muwasi humanitarian zone west of Khan Younis, resulting in 11 deaths. Another strike hit a house in the Nuseirat refugee camp, killing three more individuals.

Simultaneously, Israeli airstrikes hit the southern suburbs of Beirut, causing extensive damage and raising regional tensions. These actions coincide with the expiration of a U.S.-imposed deadline for Israel to increase humanitarian aid to Gaza. Despite some steps taken by Israel, U.S. officials have indicated that the efforts are insufficient, potentially impacting American military support.

The situation remains volatile, with international aid groups urging for greater humanitarian access to the war-torn regions.


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