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Reaching Your CPP Contribution Maximum: What Workers Need to Know

  Understanding when you’ve hit the Canada Pension Plan (CPP) maximum contribution for the year can save you confusion—and help you make sense of your paycheques as the year goes on. The CPP is designed with an annual limit, meaning once you’ve contributed the maximum required amount, no further CPP deductions should come off your income for the rest of that calendar year. How CPP Contributions Work CPP contributions are based on: Your employment income The year’s maximum pensionable earnings (YMPE) The CPP contribution rate Each year, the federal government sets: A maximum amount of income on which CPP contributions apply (the YMPE) The maximum total contribution you and your employer must make Once your income reaches that threshold, your contributions stop automatically. How to Know You’ve Reached the Maximum Here are the simplest ways to tell: Check your pay stub Your pay stub shows year‑to‑date CPP contributions. Compare this number to the annual maximum ...
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Canadian Excel Maestro Claims World Spreadsheet Championship Title

 

Michael Jarman, a financial modelling director from Toronto, has been crowned the new world champion of managing spreadsheets in Microsoft Excel. Jarman clinched the title at the Microsoft Excel World Championships held in Las Vegas on December 4, 2024, defeating Australia's three-time champion Andrew Ngai in a thrilling finale.

The competition, which is akin to an esports event, required participants to build and manage spreadsheets to perform tasks and solve problems based on a World of Warcraft theme. Jarman's victory came after an intense final round where he successfully tracked various game statistics, including experience points and health, under immense pressure.

For his remarkable skills, Jarman took home a $5,000 prize and the event's signature championship belt. "It was an amazing feeling," Jarman said. "It's definitely a really great memory for me, and will be for a long time."

Jarman's triumph not only highlights his exceptional Excel abilities but also showcases the growing popularity of spreadsheet competitions as a unique and entertaining sport.



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