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How to Pay Less Tax in Ontario in 2026 — A Complete Guide for Canadians

             Published: April 2026 | Reading time: 10 min | Category: Tax Savings, Personal Finance If you live in Ontario, you already know the tax bite is real. Between federal and provincial income tax, you could be handing over 43% or more of every extra dollar you earn. The good news? The Canadian tax system is loaded with legal ways to keep more of your money — and most people aren't using all of them. This guide covers every major strategy available to Ontario residents in 2026, from basic deductions to advanced moves that most people miss. Whether you're employed, self-employed, or earning investment income, there's something here for you. Why Ontario Residents Pay More Tax Than Most Canadians Ontario's combined federal and provincial marginal tax rates are among the highest in Canada. Here's what you're actually paying depending on your income in 2026: Taxable Income Combined Federal + Ontario Rate Up to $51,446 ~20.0...
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Family Doctors Could Reduce ER Visits by 15% in Canada, Report Finds


A recent report by the Canadian Institute for Health Information (CIHI) reveals that 15% of emergency room visits in Canada could be managed by family doctors. The report, covering data from April 2023 to March 2024, highlights the significant role primary care could play in alleviating the pressure on emergency departments.

The findings indicate that many Canadians, especially those without regular access to a family doctor, turn to emergency departments for conditions that could be managed in primary care. This includes common ailments such as colds, sore throats, and ear infections. The report also suggests that over half of these visits could be managed virtually, pointing to the potential benefits of telemedicine.

Dr. Sunita Karmakar-Hore, CIHI’s manager of health system performance reporting, emphasized the need for improved access to primary and virtual care. "When access to a regular care provider is challenging, people often turn to emergency departments to receive the care they need," she said.

The report underscores the importance of addressing the shortage of family doctors and enhancing the availability of virtual care options to reduce unnecessary ER visits and improve overall healthcare efficiency in Canada.



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