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Reaching Your CPP Contribution Maximum: What Workers Need to Know

  Understanding when you’ve hit the Canada Pension Plan (CPP) maximum contribution for the year can save you confusion—and help you make sense of your paycheques as the year goes on. The CPP is designed with an annual limit, meaning once you’ve contributed the maximum required amount, no further CPP deductions should come off your income for the rest of that calendar year. How CPP Contributions Work CPP contributions are based on: Your employment income The year’s maximum pensionable earnings (YMPE) The CPP contribution rate Each year, the federal government sets: A maximum amount of income on which CPP contributions apply (the YMPE) The maximum total contribution you and your employer must make Once your income reaches that threshold, your contributions stop automatically. How to Know You’ve Reached the Maximum Here are the simplest ways to tell: Check your pay stub Your pay stub shows year‑to‑date CPP contributions. Compare this number to the annual maximum ...
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Family Doctors Could Reduce ER Visits by 15% in Canada, Report Finds


A recent report by the Canadian Institute for Health Information (CIHI) reveals that 15% of emergency room visits in Canada could be managed by family doctors. The report, covering data from April 2023 to March 2024, highlights the significant role primary care could play in alleviating the pressure on emergency departments.

The findings indicate that many Canadians, especially those without regular access to a family doctor, turn to emergency departments for conditions that could be managed in primary care. This includes common ailments such as colds, sore throats, and ear infections. The report also suggests that over half of these visits could be managed virtually, pointing to the potential benefits of telemedicine.

Dr. Sunita Karmakar-Hore, CIHI’s manager of health system performance reporting, emphasized the need for improved access to primary and virtual care. "When access to a regular care provider is challenging, people often turn to emergency departments to receive the care they need," she said.

The report underscores the importance of addressing the shortage of family doctors and enhancing the availability of virtual care options to reduce unnecessary ER visits and improve overall healthcare efficiency in Canada.



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