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How to Use a Spousal RRSP to Save Thousands in Retirement (2026 Guide)

  Published: April 2026 | Reading time: 10 min | Category: Retirement, Tax Savings, Personal Finance Most Canadian couples are leaving thousands of dollars on the table every single year by not using a spousal RRSP. It's one of the most powerful — and most underused — income-splitting strategies available to Canadians, and it's completely legal, fully endorsed by CRA, and available to almost every married or common-law couple in the country. If one spouse earns significantly more than the other, a spousal RRSP can save your household $5,000–$15,000 or more in lifetime taxes. This guide explains exactly how it works, who benefits most, and the rules you need to know to do it correctly. What Is a Spousal RRSP? A spousal RRSP is a Registered Retirement Savings Plan where one spouse (the contributor ) makes contributions, but the account is owned and will eventually be withdrawn by the other spouse (the annuitant ). The key mechanics: The contributing spouse gets the ...
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Trump's Controversial Plan for Gaza Sparks Global Outrage

In a stunning announcement, former U.S. President Donald Trump proposed a bold plan to take over the Gaza Strip and transform it into the "Riviera of the Middle East." During a joint press conference with Israeli Prime Minister Benjamin Netanyahu, Trump outlined his vision to **displace over two million Palestinians** and develop the war-torn region into a luxurious tourist destination.

The proposal has drawn widespread condemnation from global leaders and human rights organizations. Critics argue that the plan would lead to a bloody occupation and further destabilize the already volatile region. Palestinian leaders have expressed revulsion, calling the plan a violation of international law and an attempt to erase Palestinian identity.

The international community remains divided on the feasibility and morality of Trump's vision, with many fearing it could ignite new conflicts in the Middle East. As the debate continues, the world watches closely to see how this controversial proposal will unfold.



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