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Start Saving Now for September: Your RESP Checklist Before the School Year Hits

  Canadian Money Brief · Family Finance September feels a long way off on July 1. That's exactly why now is the right time to look at your child's RESP — not in late August when the school supply list arrives and the grant math gets rushed. If you have a Registered Education Savings Plan (or you've been meaning to open one), here's what to check right now, and why the calendar year — not the school year — is what actually matters. Why July, Not August The Canada Education Savings Grant (CESG) — the government's 20% match on RESP contributions — runs on the calendar year , not the school year. Grant room for 2026 resets on a January-to-December basis, and it doesn't carry any special "back to school" deadline. But summer is genuinely the best time to check your numbers, for three reasons: You still have six full months left in the year to top up if you're behind. Contributions made now have more time to grow before your child needs the money. You av...
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U.S. Signals Deadline for Russia-Ukraine Peace Talks

The United States has hinted at stepping away from its efforts to mediate peace between Russia and Ukraine if significant progress is not achieved in the coming days. U.S. Secretary of State Marco Rubio, speaking after high-level talks in Paris, emphasized the urgency of determining whether a peace deal is feasible in the short term.

Rubio described the discussions, which included U.S., Ukrainian, and European officials, as constructive and noted that they had outlined potential steps toward peace. However, he stressed that the U.S. cannot continue its involvement indefinitely without clear signs of progress. A follow-up meeting is expected to take place in London soon, which could be pivotal in deciding the future of these peace efforts.

The talks come amid growing concerns in Europe about the ongoing conflict and its broader implications. While some progress has been made, significant challenges remain, including disagreements over security guarantees and the conditions for a ceasefire. The U.S. administration has also faced mounting frustrations over the lack of resolution to this and other geopolitical challenges.

Rubio's remarks underline the delicate balance the U.S. is trying to maintain—pushing for peace while managing its own strategic priorities. The coming days will reveal whether these efforts can yield a breakthrough or if the U.S. will indeed "move on" from its mediation role.



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