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Big Bank Earnings Wrap: What RBC and CIBC Reveal About Your Mortgage

  Royal Bank and CIBC reported record or near-record profits before the market opened Thursday, closing out a jam-packed bank earnings week that also included BMO, Scotiabank and National Bank. Beyond the headline numbers, though, the details tucked into these reports say a lot about where mortgage rates, lending standards and household credit stress are actually heading — and it's a more reassuring picture than a lot of the tariff-and-tension headlines this month might suggest. RBC: Record Profit, Credit Quality Barely Budged Royal Bank of Canada posted net income of $6.0 billion for the quarter ended July 31, up 11% from a year earlier and a record for the bank. Diluted earnings per share came in at $4.23, up 13% year-over-year, while return on equity climbed to 17.9%. The number worth watching for anyone with a mortgage isn't the profit line — it's the provision for credit losses (PCL), the money banks set aside for loans that might go bad. RBC's total PCL was $1.0 b...
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Essential Traits for Women to Succeed in Their Careers

To become successful in their careers, women can exhibit a combination of masculine and feminine traits, according to a study conducted by Stanford Graduate School of Business. The study found that women who are assertive, confident, and aggressive, but who can also display communal characteristics when necessary, are more likely to get promoted than men or other women. The research suggests that for women to be successful, they must present themselves as self-confident and dominant while tempering these qualities with displays of communal characteristics.

In addition to these traits, confidence is also a key trait that many women entrepreneurs believe is essential for success . Women score higher than men in most leadership skills such as taking initiative, acting with resilience, practicing self-development, driving for results, and displaying high integrity and honesty . Self-belief is another important trait possessed by any successful entrepreneur.

Here are some essential traits for being a strong and successful woman :

  1. Confidence in their own worth
  2. Resilience
  3.  Adaptability
  4. Self-awareness
  5. Empathy
  6. Vision
  7. Passion
  8. Perseverance
  9. Courage
  10. Humility
  11. Creativity
  12. Authenticity
  13.  Open-mindedness


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