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What to Do with Your Tax Refund: 5 Smart Moves for Canadians

  Tax Season · Personal Finance By MoneySavings.ca Editorial Team • May 7, 2026 • 7 min read Tax season is wrapping up across Canada, and for millions of Canadians, that means a refund cheque — or a direct deposit — is on its way. The average Canadian tax refund hovers around $1,800. That's real money. The question is: what's the smartest thing you can do with it? It's tempting to treat a tax refund like "found money" and splurge. But here's the truth — that refund was your money all along. The government was just holding it for you, interest-free. So before it quietly disappears into day-to-day spending, let's look at five moves that will make it work harder for you. $1,800 The average Canadian tax refund — enough to make a meaningful dent in debt, pad an emergency fund, or kick-start your TFSA for the year. 1 Pay Down High-Interest Debt First If you're carrying a balance on a credit card, this should be your very first call. Most Canadian credit car...
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Pesto Lasagna

 

The bright flavor of basil takes center stage in this pesto lasagna.

Ingredients

  • 1/2 cup butter, cubed
  • 1/2 cup chopped onion
  • 4 garlic cloves, minced
  • 1/2 cup all-purpose flour
  • 1 teaspoon salt
  • 4 cups 2% milk
  • 4 cups shredded part-skim mozzarella cheese, divided
  • 1 cup grated Parmesan cheese, divided
  • 1/2 cup chopped fresh basil
  • 1 tablespoon dried oregano
  • 1/2 teaspoon pepper
  • 1 carton (15 ounces) ricotta cheese
  • 1/4 cup minced fresh parsley
  • 9 lasagna noodles, cooked and drained
  • 1/2 cup prepared pesto
  • 1 package (10 ounces) frozen chopped spinach, thawed and squeezed dry

Instructions

  1. Preheat oven to 350°. In a large saucepan melt butter over medium heat; add onion. Cook and stir until tender, 4-6 minutes. Add garlic; cook 1 minute longer. Stir in flour and salt until blended. Gradually whisk in milk. Bring to a boil; cook and stir until thickened, about 1 minute. Stir in 2 cups mozzarella cheese, 1/2 cup Parmesan cheese, basil, oregano and pepper; set aside.
  2. In a large bowl, combine ricotta cheese, parsley and remaining 2 cups mozzarella; set aside. Spread about 1-1/2 cup cheese sauce into a greased 13x9-in. baking dish; top with 3 noodles and half of each of the following: ricotta mixture, pesto and spinach. Repeat layers. Top with remaining noodles and cheese sauce. Sprinkle with remaining 1/2 cup Parmesan.
  3. Bake, uncovered, until heated through and cheese is melted and sauce is bubbly, 35-40 minutes. Let stand 15 minutes before serving.
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