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BoC Opens the Door to Rate Hikes: What It Means for Your Mortgage

  Published September 4, 2026 The Bank of Canada held its policy rate at 2.25% on September 2 — the seventh straight hold — but Governor Tiff Macklem didn't sound like a central banker done for the year. He told reporters the Bank is "prepared to raise interest rates, and if it takes more than one increase, we're prepared to do that," if inflation stays too high. That's a real shift in tone, and it lands right as a wave of Canadians hit their mortgage renewal date. Here's what changed, who's forecasting what, and what it actually means for your payment. Why the Bank Suddenly Sounds Hawkish Canada's annual inflation rate has climbed to around 3% — a full point above the Bank's 2% target — and the Bank is pointing squarely at energy prices. Oil has stayed elevated because of the Iran conflict and disruption near the Strait of Hormuz, pushing gas prices up and dragging headline CPI with it. Core inflation, which strips out food and energy, is still s...
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Egg White Bites

 


Are you a fan of Starbucks’ egg white bites? You’re going to love this easy, healthy, and wallet-friendly—no fuss, no yolks, just delicious protein-packed bites!


Ingredients:

  • 1½ cups egg whites, from a 16-oz carton or separated from 12 large eggs
  • 1¼ cups (4% milkfat) cottage cheese
  • 1¼ cups shredded Monterey Jack or mozzarella cheese
  • 3 tablespoons unsalted butter, melted and cooled slightly
  • 2 tablespoons cornstarch
  • Scant ½ teaspoon salt
  • ½ teaspoon hot sauce, such as Tabasco
  • 3 tablespoons diced roasted red bell pepper, drained, from a jar
  • 2 scallions, dark green parts only, thinly sliced

Instructions:

  1. Bring a kettle of water to a boil. Preheat the oven to 300°F and set one oven rack in the middle position and another in the lowest position. Place a 9x13-inch metal or ceramic baking dish on the lower rack and fill it halfway with the boiling water from the kettle. This will create steam in the oven, which will help the egg bites to cook gently and attain a custardy texture.
  2. Spray a nonstick muffin pan generously with nonstick cooking spray.
  3. In a blender, combine the egg whites, cottage cheese, Monterey Jack, butter, cornstarch, salt, and hot sauce. Blend until completely smooth, 30 seconds to 1 minute.
  4. Pour the egg mixture evenly into the prepared muffin pan, filling each well until almost full. Sprinkle the roasted red bell peppers and scallions evenly over the batter. Use a spoon to press them down so they are not all floating on top.
  5. Bake for 20 to 25 minutes on the middle rack, until the eggs are set. You’ll know they are done when the egg bites start to pull away slightly from the edges and puff up. (The egg bites may puff up significantly and look a bit lopsided, but they will settle and deflate as they cool.)
  6. Remove the egg bites from the oven and let rest in the pan for about 5 minutes. Use a small spoon to loosen the egg bites from the edges of the pan and carefully lift them out onto a plate. Serve the egg bites warm.



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