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Monday’s CPI Could Decide Your Next Mortgage Payment

  Canada lost 68,000 jobs in September. Inflation is sitting at 3%. The Bank of Canada has to decide on October 28 which of those facts matters more, and on Monday morning one more number lands to help it choose. If you carry a variable-rate mortgage, a HELOC or a renewal this winter, that number has a price tag. Two reports pulling in opposite directions The jobs data came first. Statistics Canada reported on October 9 that employment fell by 68,000 in September, pushing the unemployment rate to 6.5% from 6.4%. It followed a drop of about 42,000 in August, which means more than half of the 181,000 jobs gained between April and July have now been wiped out. Ontario shed 20,000 positions on its own. Markets reacted within hours: the odds of a quarter-point Bank of Canada hike on October 28 dropped to roughly 25% from about 40%, according to LSEG data reported by Reuters. Inflation is telling the opposite story. The consumer price index rose 3.0% year over year in August, matching Ju...
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9 Must-Know Long-Haul Travel Tips for International Flights

 


Flying internationally can be an exciting adventure, but it also comes with its own set of challenges, especially during long-haul flights. Whether you’re a seasoned traveler or embarking on your first international journey, these essential tips will help you make the most of your flight experience:

  1. Layer Up: Airplane cabins can have unpredictable temperatures. Bring a sweatshirt, fleece, or jacket to stay comfortable throughout the flight. You’ll appreciate having an extra layer if the plane gets chilly.

  2. Pack for Comfort: Prioritize comfort over fashion. In your carry-on, include essentials like a charged phone, noise-canceling headphones, lotion, toothbrush, and lip balm. Yoga pants are a go-to for long flights—they’re cozy and practical.

  3. Vegetarian Meals: Request a vegetarian meal when booking your flight. These meals are often served first and can be a healthier option.

  4. Stay Hydrated: Airplane cabins are notoriously dry. Bring a reusable water bottle and fill it up after security. Staying hydrated helps combat jet lag and keeps your skin happy.

  5. Move Around: Sitting for hours can lead to stiffness and discomfort. Get up, stretch, and walk around the cabin whenever possible. Simple exercises in your seat can also help.

  6. Entertainment: Load up your devices with movies, music, or e-books. Airlines provide entertainment, but having your own options ensures you won’t get bored.

  7. Sleep Strategically: Invest in a neck pillow and eye mask for better sleep. Choose a window seat if you want to rest without interruptions.

  8. Avoid Alcohol and Caffeine: Both can dehydrate you and disrupt your sleep. Opt for water or herbal tea instead.

  9. Time Your Meals: If you’re crossing time zones, try to adjust your eating schedule to match your destination. It helps your body adapt more smoothly.

Remember, preparation is key for a successful long-haul flight. 

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