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5 Things to Know Today — September 22, 2026

  September 22, 2026 BoC hike odds reach a coin flip. Oil retreats from four-month highs. Trump's Belarus potash play draws fire. A new federal bill speeds up major projects — with strings attached. Here's what moves your money today. 1. BoC October Hike Is Now a Coin Flip The Bank of Canada next meets October 28 , and markets are evenly split on whether it will raise rates for the first time since cutting to 2.25%. The whiplash is largely imported: after the U.S. Federal Reserve hiked 25 basis points to 3.75–4.00% on September 16 in a unanimous 12-0 vote — the first American rate increase since July 2023 — market-implied odds of a matching BoC move jumped from below 10% to roughly 60% in two weeks, according to LSEG Data & Analytics. Before the BoC's September 2 hold, odds of a hold sat at 94%. The 175-basis-point gap between the BoC (2.25%) and the Fed (3.75–4.00%) is the widest since 2022, which puts direct downward pressure on the loonie and upward pressure on Ca...
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Tax Tips for the 2023 Filing Season: What You Need to Know


As the calendar flips to another year, it’s time to dust off those financial documents and prepare for the annual tax-filing ritual. Whether you’re a seasoned pro or a first-time filer, understanding the changes and important dates can make the process smoother. Here’s a concise guide to help you navigate the 2023 tax season:

1. Key Dates

  • February 19, 2024: The starting gun fires! This is the first day you can file your 2023 tax return online. If you prefer the old-school paper method, keep an eye out for your income tax package in the mail around this date.
  • April 30, 2024: The general tax filing deadline for most Canadians. File by this date to avoid delays in any refunds, benefits, or credits owed to you. If you owe money to the Canada Revenue Agency (CRA), this is also the payment deadline.
  • June 15, 2024: If you’re self-employed or your spouse/partner is, mark this date. It’s the deadline for filing your tax returns. Since June 15 falls on a Saturday, the CRA considers returns filed on time if received or postmarked by June 17, 2024. Remember, if you owe the CRA, pay by April 30, 2024, to dodge interest charges.

2. What’s New?

  • Digital Disability Tax Credit (DTC) Application: The CRA has turbocharged the DTC application process. Persons with disabilities and their medical practitioners can now complete Part A of the application form online in My Account or by phone. No more printing and handwriting! The applicant’s portion will be prepopulated with existing CRA data, streamlining the process.
  • T1 Notice of Assessment: The CRA revamped the T1 notice of assessment and notice of reassessment. Expect clearer, more comprehensive information. If you’re due a refund and haven’t signed up for direct deposit, you’ll receive a paper T1 notice of assessment and a separate cheque.

Remember, filing your taxes accurately and on time ensures you receive the benefit and credit payments you deserve. So, gather those receipts, fire up your calculator, and let’s conquer the 2023 tax season! 

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