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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...

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Desperate Wait: Hundreds Line Up Outside Kingston Clinic in Search of Family Doctors



In a heart-wrenching display of the ongoing doctor shortage, hundreds of people braved the cold and rain, forming serpentine lines outside the CDK Family Medicine and Walk-In Clinic on Sutherland Drive. Their desperate mission? To secure a family physician—a lifeline to essential healthcare.

The scene unfolded over several days, with prospective patients lining up overnight, their determination unwavering. Kingston’s doctor shortage has left tens of thousands of residents without a primary care provider. The situation became even more dire when six doctors retired last May, adding over 8,000 people to the waiting list. The need for accessible healthcare is palpable, and the community’s frustration is mounting.

In a glimmer of hope, the CDK Family Medicine clinic announced that four doctors would begin accepting new patients in March. The response was overwhelming, with lines stretching for blocks during the first “rostering day.” However, some prospective patients were caught off guard when the clinic limited intake to the first 100 people in line.

As the rain-soaked queue persisted, the collective cry for better healthcare echoed through the streets. Kingston deserves more than desperate lines—it deserves a robust healthcare system that prioritizes its citizens’ well-being.

While the clinic’s efforts are commendable, it’s clear that systemic changes are needed. As we witness this poignant scene, let us advocate for policies that ensure timely access to medical professionals. Because in the heart of every person standing in that line lies a story—a story of hope, resilience, and the urgent need for a family doctor.


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