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Understanding Your TFSA Contribution Room in 2026

A Tax‑Free Savings Account (TFSA) is one of Canada’s most flexible and powerful savings tools, but figuring out your exact contribution room can feel like solving a puzzle. A clear breakdown makes it much easier. How TFSA Contribution Room Works Your available room is made up of three parts: Annual TFSA limit for the current year Unused contribution room from previous years Withdrawals from previous years (added back the following January) For 2026, the annual TFSA limit is $7,000 . Step‑by‑Step: How to Calculate Your Room Use this simple formula: [ \text{TFSA Room} = \text{Unused Room from Prior Years} + \text{Current Year Limit} + \text{Withdrawals from Last Year} ] A quick example: Unused room from past years: $18,000 2026 limit: $7,000 Withdrawals made in 2025: $4,000 [ \text{Total Room} = 18,000 + 7,000 + 4,000 = 29,000 ] That means you could contribute $29,000 in 2026 without penalty. A Few Helpful Notes Over‑contributions lead to penalties, so it’s worth...
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Roasted Asparagus



Whip up roasted asparagus in minutes—this simple recipe for tender, crisp spears with golden, caramelized tips is perfect every time.

Ingredients:

  • Thick Asparagus Spears: Choose thick stalks to avoid overcooking; thin ones can become limp.
  • Olive Oil: For drizzling over the asparagus.
  • Salt and Pepper: To season.
  • Optional: Lemon Zest or Freshly Grated Parmesan Cheese for extra flavor.

Instructions:

  1. Preheat the oven to 425°F and set an oven rack in the middle position.
  2. Trim the tough ends off the asparagus. Bend one spear until it naturally snaps where it starts to get woody.
  3. Dry the asparagus thoroughly to prevent steaming during roasting.
  4. Line a baking sheet with heavy-duty aluminum foil.
  5. Spread the asparagus in a single layer on the prepared baking sheet.
  6. Drizzle with olive oil, sprinkle with salt and pepper, and shake the pan to coat the asparagus evenly.
  7. Roast until crisp-tender, about 6 to 8 minutes, depending on the thickness of the asparagus.
  8. Transfer to a platter and serve.

Enjoy this delightful roasted asparagus alongside your favorite main course! 

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