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Two-Thirds of RDSP Money Goes Unclaimed: How Ottawa's $70,000 Disability Benefit Actually Works

  Published August 19, 2026 Of the 311,000 active Registered Disability Savings Plans opened since the program launched in 2008, Canadians have contributed $3.3 billion — and Ottawa has matched that with $5.1 billion in grants and $2.1 billion in bonds, according to figures reported by BNN Bloomberg on Wednesday. That sounds like a program working as intended. It isn't. The same report cites the latest Statistics Canada tally showing that two-thirds of the government money set aside for the RDSP goes unclaimed every year, largely because eligible Canadians don't know the plan exists. If you or someone in your family is approved for the Disability Tax Credit, this is one of the highest-value accounts the federal government offers — richer, dollar for dollar, than the RRSP, the TFSA, or the RESP. Here's how the math actually works, and what it takes to claim your share. Who qualifies Anyone approved for the Disability Tax Credit (DTC) — via CRA Form T2201, certified by a medi...
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Escalating Conflict: Israeli Strikes in Gaza Result in Civilian Casualties

 

In a series of intense military operations, Israeli airstrikes across the Gaza Strip have resulted in the deaths of at least 20 Palestinians, according to medical sources. The strikes targeted various locations, including residential areas and temporary shelters housing displaced families.

Among the casualties were six individuals killed in attacks on tents in the coastal area of Al-Mawasi, designated as a humanitarian zone. Additionally, an airstrike on a house in Gaza City claimed the lives of seven people and injured ten others. The Gaza Health Ministry reported that 76 Palestinians have been killed in the past 24 hours due to ongoing Israeli military actions.

The Israeli military has stated that these operations are aimed at targeting “terrorist infrastructure” in response to ongoing hostilities with Hamas. However, the strikes have also exacerbated the humanitarian crisis in Gaza, with increasing reports of child malnutrition and shortages of essential supplies.

As the conflict continues, the international community remains deeply concerned about the escalating violence and its impact on civilians in the region.


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