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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...

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Trump and Harris in Final Push to Mobilize Voters on Election Eve

 

As the United States gears up for one of the most contentious presidential elections in history, former President Donald Trump and Vice President Kamala Harris are making their final efforts to rally supporters and secure votes. Both campaigns are in a frantic race to get their bases to the polls, emphasizing the high stakes of this election.

Trump, who has survived two assassination attempts and remains a polarizing figure, is focusing on economic concerns and appealing to his loyal base. His campaign has been strategically targeting "low propensity" voters, aiming to mobilize those who do not typically vote.

Harris, on the other hand, has been emphasizing threats to democracy and mobilizing a broad coalition of voters, including women and people of color. Her campaign has been knocking on hundreds of thousands of doors in key battleground states, believing that their extensive voter mobilization efforts will make a significant difference.

With polls showing a neck-and-neck race, both campaigns are flooding social media and airwaves with last-minute advertisements and making personal appeals to voters. The outcome of this election remains uncertain, with several battleground states expected to determine the winner.

The next few days will be crucial in determining whether Trump or Harris can successfully drive their supporters to the polls and secure a victory in this historic election.

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