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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...

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Global Markets Buckle Under Trade War Pressures

The global economy faced tremors as escalating trade tensions sent markets reeling across continents. Asian stock markets bore the brunt of the turmoil, with Japan’s Nikkei 225 dropping nearly 8% and Hong Kong’s Hang Seng Index recording its steepest single-day loss since the 1997 Asian financial crisis. Investors worldwide grappled with uncertainty as fears of retaliatory tariffs dominated economic discourse.

In response, China sought to maintain an optimistic outlook, emphasizing its ability to endure long-term challenges through robust growth strategies. However, the ripple effects extended far beyond Asia, unsettling European and U.S. markets as they prepared for potential aftershocks.

This unfolding crisis serves as a stark reminder of the vulnerability of interconnected economies in times of geopolitical unrest, urging policymakers and investors to tread cautiously amid heightened instability.

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