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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...
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Canada Post's Final Offer: A Pivotal Moment in Labour Negotiations

 

Canada Post has presented what it calls its final offer to the Canadian Union of Postal Workers (CUPW), as negotiations continue amid an ongoing overtime ban. The Crown corporation's proposal includes a signing bonus of up to $1,000, improved cost-of-living allowances, and an end to compulsory overtime. However, key sticking points remain, including the hiring of part-time staff for weekend deliveries.  

The union, representing 55,000 workers, had been in a strike position but opted for an overtime ban instead. Canada Post has reported a significant decline in parcel volumes—down 65% compared to last year—due to ongoing uncertainty.  

With losses exceeding $4 billion since 2018 and a $1-billion federal loan keeping the organization afloat, Canada Post faces critical questions about its future. As negotiations unfold, the outcome of these discussions could shape the trajectory of the postal service for years to come.

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