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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...
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Claim Your Share: Navigating the $500-Million Bread Price-Fixing Settlement

 

Canadians who purchased packaged bread between January 1, 2001, and December 31, 2021, may be eligible for compensation from a $500-million class-action settlement. This lawsuit accused major grocery chains, including Loblaw Companies Ltd. and George Weston Ltd., of participating in a price-fixing scheme that artificially inflated bread prices.

Who Can Apply?

Eligible claimants include individuals and businesses that bought packaged bread in Canada during the specified period. The settlement covers most packaged bread products, but excludes fresh in-store baked goods, artisan loaves, and frozen bread.

How to File a Claim

Once the settlement process is finalized, an online claims portal will be available for submissions. Claimants will need to provide details about their bread purchases, though proof of purchase is not required for claims up to $25. Those who previously received a $25 Loblaw gift card in 2018–2019 can still apply, but the gift card amount will be deducted from their payout.

When Will Payments Be Made?

The exact payout per claimant depends on the number of approved claims and legal fees. Most eligible individuals could receive up to $25, with higher claims requiring documentation. The Quebec Superior Court is set to approve the province-specific settlement on June 16, after which the claims process will officially begin.

For updates and to submit your claim, monitor the official settlement websites once they go live.

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