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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...
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Postal Talks Resume Amid Ongoing Overtime Ban

Canada Post and the Canadian Union of Postal Workers (CUPW) are set to return to the bargaining table as an overtime ban continues to impact operations. The union, representing 55,000 postal workers, opted for the ban instead of a full strike, citing unresolved issues such as wages, part-time staffing, and weekend deliveries.

Canada Post has proposed further negotiations and is expected to respond to the union’s latest proposals presented on Sunday. The postal service has reported a significant drop in parcel volumes, with last week’s numbers down 50% compared to the previous year. 

While the overtime ban remains in effect, both parties are working toward a resolution that balances worker demands with the financial realities of Canada Post. The outcome of these negotiations could shape the future of postal services across the country.

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