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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...
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RBC Shifts Hybrid Work Model: Employees to Spend More Time in Office

 


The Royal Bank of Canada (RBC) has announced a shift in its hybrid work policy, requiring employees to work in the office three to four days a week starting May 1. This move marks a change from previous arrangements, where most employees worked in-person two to three days per week.

In a memo to staff, RBC emphasized the importance of in-person collaboration, stating that employees in hybrid roles will now spend the majority of their time in the office. The bank's leadership will finalize plans and provide updates to individual teams.

RBC joins a growing list of major employers adjusting their remote work policies. Other financial institutions, such as the National Bank of Canada and Canadian Imperial Bank of Commerce, have also encouraged employees to return to the office for a significant portion of the workweek.

The shift reflects RBC’s commitment to fostering direct human connection, which CEO Dave McKay has previously described as essential to the bank’s culture and success. While hybrid work remains part of RBC’s strategy, the bank aims to strike a balance between flexibility and in-person collaboration.

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