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Budget 2026 Lands Nov. 5: What to Do (and Not Do) With Your RRSP and TFSA First

  CANADIAN MONEY BRIEF  |  FEATURE  |  OCT. 23, 2026 The federal budget is 13 days away, tax-reform calls are getting louder, and “act now” headlines are about to pile up. Here’s what is actually confirmed, what is just lobbying, and what to leave alone. Finance Minister François-Philippe Champagne told the House of Commons on Oct. 20 that Budget 2026 will be tabled on Nov. 5 . It is the second budget since the Liberals moved the fiscal plan to the fall, and it lands two days after the U.S. midterm elections. Between now and then, expect a flood of speculation about RRSPs, TFSAs and capital gains. Before you move a dollar, it helps to separate three things: what’s confirmed, what’s being asked for, and what the rules say today. Key dates on your calendar Oct. 28 Bank of Canada rate decision (9:45 a.m. ET) Oct. 29 Ontario fall economic statement Nov. 3 U.S. midterm elections Nov. 5 Federal Budget 2026 Dec. 9 Final Bank of Canada decision of 2026 Mar. 1, 2027 RRSP...

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U.S. Tightens Visa Screening for Harvard-Bound Travelers

In a significant policy shift, the Trump administration has ordered additional vetting for all visa applicants seeking to travel to Harvard University for any purpose. The directive, issued by U.S. Secretary of State Marco Rubio, applies to prospective students, faculty, employees, contractors, guest speakers, and even tourists.

The administration cites concerns over Harvard's alleged failure to maintain a campus environment free from violence and anti-Semitism, prompting stricter screening measures. Consular officers have been instructed to scrutinize applicants' online presence, including social media activity, and may request individuals to make private accounts public for evaluation.

This move is part of a broader immigration crackdown, with officials emphasizing the need to identify applicants with histories of anti-Semitic harassment and violence. The policy also serves as a pilot program for expanded visa screening across other U.S. universities.

Harvard has faced mounting pressure from the administration, including funding freezes and investigations into alleged discriminatory practices. The university argues that these measures are politically motivated and retaliatory.

As the policy takes effect, its implications for international students and academic freedom remain a topic of heated debate. Critics warn that such measures could deter global talent from seeking education in the U.S., while supporters argue that enhanced security is necessary to protect national interests.

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