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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Khamenei Declares Defiance as Trump Eyes Renewed Talks

In his first public address since a ceasefire ended a 12-day war with Israel, Iran’s Supreme Leader Ayatollah Ali Khamenei delivered a blistering speech on Thursday, warning the United States against further aggression and declaring Iran’s military response a “slap to America’s face”.

Speaking in a prerecorded video aired on state television, the 86-year-old leader appeared visibly fatigued but resolute. He downplayed the impact of recent U.S. strikes on Iranian nuclear sites, calling President Donald Trump’s claims of obliteration “exaggerated”. Khamenei asserted that Iran had emerged victorious and reiterated that any future attacks would be met with severe retaliation.

Meanwhile, President Trump confirmed that diplomatic channels remain open, stating that talks between U.S. and Iranian officials are expected to resume next week. However, Tehran has not publicly acknowledged any such plans.

The speech marked Khamenei’s first appearance since reportedly taking shelter during the conflict. As Iran begins to reopen its airspace and return to normalcy, tensions remain high, with both sides trading warnings even as diplomacy looms on the horizon.

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