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How to Use a Spousal RRSP to Save Thousands in Retirement (2026 Guide)

  Published: April 2026 | Reading time: 10 min | Category: Retirement, Tax Savings, Personal Finance Most Canadian couples are leaving thousands of dollars on the table every single year by not using a spousal RRSP. It's one of the most powerful — and most underused — income-splitting strategies available to Canadians, and it's completely legal, fully endorsed by CRA, and available to almost every married or common-law couple in the country. If one spouse earns significantly more than the other, a spousal RRSP can save your household $5,000–$15,000 or more in lifetime taxes. This guide explains exactly how it works, who benefits most, and the rules you need to know to do it correctly. What Is a Spousal RRSP? A spousal RRSP is a Registered Retirement Savings Plan where one spouse (the contributor ) makes contributions, but the account is owned and will eventually be withdrawn by the other spouse (the annuitant ). The key mechanics: The contributing spouse gets the ...

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Turkish Regulators Fine Google $8.87 Million Over Compliance Breach

The Turkish Competition Authority has imposed a fine of 355 million lira (approximately $8.87 million) on Google for failing to meet regulatory obligations during the compliance phase of a previous antitrust investigation.

According to the authority, Google introduced design changes that violated terms set during an earlier probe, prompting the penalty. These changes were deemed to reinforce Google’s market dominance, particularly in local search and digital advertising, rather than correcting anti-competitive behavior.

The fine is part of a broader crackdown by Turkish regulators, who have also launched a separate investigation into Google’s Performance Max advertising campaigns. Authorities allege that the tech giant is leveraging its dominance in search-based ads to expand its influence across other advertising sectors, potentially distorting competition.

This latest action follows a series of fines against Google in Turkey, including a $75 million penalty in December 2024 for limiting third-party access to YouTube ad inventory. The Turkish watchdog emphasized that genuine compliance is non-negotiable, signaling growing global momentum against Big Tech monopolies.

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