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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Air Canada Begins Flight Cancellations Ahead of Potential Strike

 

Air Canada has announced it will begin cancelling flights starting Thursday in anticipation of a possible work stoppage by its flight attendants this Saturday. The move is part of an “orderly shutdown” of operations that could lead to a complete halt of flights by Air Canada and its subsidiary, Air Canada Rouge, by the weekend.

The Canadian Union of Public Employees (CUPE), representing approximately 10,000 flight attendants, issued a 72-hour strike notice on Wednesday. In response, Air Canada filed a lockout notice, citing an impasse in contract negotiations. The union has rejected the airline’s offer to enter binding arbitration, insisting on a negotiated agreement that members can vote on.

Key issues in the dispute include low wages and unpaid labor during non-flight hours. Air Canada’s latest proposal reportedly included a 38% compensation increase over four years, improved pensions, and better crew rest provisions.

Passengers affected by cancellations will be notified and offered full refunds or rebooking options. Flights operated by Air Canada Express (Jazz and PAL Airlines) will continue as scheduled.

With negotiations still ongoing, travelers are advised to monitor updates closely and adjust plans accordingly.


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