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CMHC Just Cut Its Housing Forecast — What It Means If You're Buying, Selling, or Renewing

  Published July 28, 2026 Canada Mortgage and Housing Corporation quietly downgraded its outlook for the rest of 2026 last week, and the new numbers are worth a look no matter which side of the housing market you're standing on. The federal housing agency's Summer 2026 update now calls for slower growth, softer home prices, fewer new builds and continued easing in rental markets right through the end of the year — with a split that leaves Ontario and B.C. looking a lot different from the Prairies and Quebec. Here's what's actually in the update, and what it means for your specific situation. What CMHC changed The agency's baseline call for 2026 is a Canadian economy growing at just 0.7%, with high borrowing costs, weak population growth and cautious buyers keeping a lid on demand even as affordability has technically improved. The practical result, nationally: Housing starts are expected to fall to about 241,400 units this year, down from 259,028 in 2025 Resale acti...
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Back-to-School Preparation for Children: A Parent’s Guide

 

The start of a new school year is more than just fresh notebooks and sharpened pencils—it’s an opportunity to set children up for confidence, growth, and success. With a little planning and a supportive environment, you can turn back-to-school time into an exciting transition rather than a stressful one.

1. Establish a Routine Early

A week or two before school starts, begin adjusting bedtimes, wake-up times, and daily schedules. This helps children’s bodies and minds adapt to the structure of school life, making those first mornings smoother.

2. Organize School Supplies Together

Involve your child in shopping for supplies—letting them choose a folder color or pencil case style builds excitement and ownership over their learning tools. Labeling items can also avoid confusion later.

3. Plan Lunches and Snacks

Discuss healthy lunch ideas together and prepare a few “grab-and-go” snack options. This encourages good eating habits and ensures your child has the energy to focus throughout the day.

4. Talk About Expectations and Feelings

Set aside time to discuss what’s coming—new subjects, teachers, or friends. Validate any nervousness, and highlight the exciting parts. Emotional readiness can be just as important as academic preparation.

5. Refresh Learning Skills

Revisit light reading, writing, or math activities. Even 15 minutes a day can help prevent the “summer slide” and boost confidence for the year ahead.

Final Tip: Treat back-to-school prep as a family event rather than a solo parent task. When children feel included in the process, they’re more engaged, responsible, and ready for the adventure ahead.


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