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What to Do with Your Tax Refund: 5 Smart Moves for Canadians

  Tax Season · Personal Finance By MoneySavings.ca Editorial Team • May 7, 2026 • 7 min read Tax season is wrapping up across Canada, and for millions of Canadians, that means a refund cheque — or a direct deposit — is on its way. The average Canadian tax refund hovers around $1,800. That's real money. The question is: what's the smartest thing you can do with it? It's tempting to treat a tax refund like "found money" and splurge. But here's the truth — that refund was your money all along. The government was just holding it for you, interest-free. So before it quietly disappears into day-to-day spending, let's look at five moves that will make it work harder for you. $1,800 The average Canadian tax refund — enough to make a meaningful dent in debt, pad an emergency fund, or kick-start your TFSA for the year. 1 Pay Down High-Interest Debt First If you're carrying a balance on a credit card, this should be your very first call. Most Canadian credit car...

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Chicken Souvlaki

 


A bright, lemon‑garlic Greek classic that’s quick to grill and perfect with warm pita and tzatziki.

Ingredients

(Makes about 4–6 servings)

  • 2 lbs boneless, skinless chicken breasts or tenderloins
  • 6 tbsp extra‑virgin olive oil
  • Zest of 1 lemon (no juice in the marinade)
  • 6 large garlic cloves, minced
  • 2 tsp dried oregano
  • 1 tsp honey
  • 2¼ tsp salt
  • ¾ tsp freshly ground black pepper
  • Pita bread, for serving
  • Optional sides: tzatziki (see recipe below), Greek salad, hummus

Step‑by‑Step

  1. Pound & Cut
    Place chicken in a zip‑top bag and pound to ½‑inch thickness. Cut into 2‑inch chunks.

  2. Make the Marinade
    In a large bowl, whisk olive oil, garlic, oregano, honey, salt, pepper, and lemon zest.

  3. Marinate
    Add chicken, toss to coat, cover, and refrigerate at least 4 hours (overnight is best).

  4. Skewer
    Thread chicken onto skewers without crowding.

  5. Grill
    Preheat grill to medium‑high. Oil grates well. Grill skewers, turning to brown evenly, until cooked through (5–7 minutes total).

  6. Serve
    Transfer to a platter, cover to keep warm. Briefly grill pita bread. Serve with tzatziki, salad, or hummus.

Tip: Using lemon zest instead of juice keeps the chicken tender while still giving that bright citrus punch.


Tzatziki Sauce



Ingredients

(Makes about 2 cups)

  • 1 English cucumber, seeded and grated
  • 1½ cups thick Greek yogurt (whole milk or low‑fat)
  • 1 large garlic clove, minced
  • 2 tbsp extra‑virgin olive oil
  • ¾ tsp salt
  • ¼ tsp freshly ground black pepper
  • 2 tbsp chopped fresh mint or dill

Step‑by‑Step

  1. Prep the Cucumber
    Cut in half lengthwise, scrape out seeds, then grate. Squeeze out as much liquid as possible — first with your hands, then wrapped in a clean dish towel.

  2. Mix
    In a bowl, combine yogurt, cucumber, garlic, olive oil, salt, pepper, and mint (or dill).

  3. Taste & Adjust
    Add more salt, pepper, or herbs to your liking.

  4. Chill
    Cover and refrigerate until ready to serve — at least 30 minutes for flavors to meld.

Serving idea: Pile warm chicken souvlaki into pita, add a generous spoonful of tzatziki, and top with tomato, onion, and a sprinkle of feta for the full Greek street‑food experience.



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