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5 Things to Know Today — September 22, 2026

  September 22, 2026 BoC hike odds reach a coin flip. Oil retreats from four-month highs. Trump's Belarus potash play draws fire. A new federal bill speeds up major projects — with strings attached. Here's what moves your money today. 1. BoC October Hike Is Now a Coin Flip The Bank of Canada next meets October 28 , and markets are evenly split on whether it will raise rates for the first time since cutting to 2.25%. The whiplash is largely imported: after the U.S. Federal Reserve hiked 25 basis points to 3.75–4.00% on September 16 in a unanimous 12-0 vote — the first American rate increase since July 2023 — market-implied odds of a matching BoC move jumped from below 10% to roughly 60% in two weeks, according to LSEG Data & Analytics. Before the BoC's September 2 hold, odds of a hold sat at 94%. The 175-basis-point gap between the BoC (2.25%) and the Fed (3.75–4.00%) is the widest since 2022, which puts direct downward pressure on the loonie and upward pressure on Ca...
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Finding Your Financial Footing: Help Is Closer Than You Think

 


When bills pile up and income feels stretched to its limits, it’s easy to believe financial stability is out of reach. But the truth is in the words: it’s never too late. Turning your finances around often begins with one small, intentional step—and the right advice can make all the difference.

Where to Look for Guidance

  • Nonprofit Credit Counsellors – Many organizations offer free or low-cost sessions to help you budget, manage debt, and plan repayment strategies.
  • Community Programs – Local libraries, community centres, and employment agencies often host financial literacy workshops.
  • Online Resources – Reputable government websites and nonprofit platforms offer budgeting tools, debt calculators, and step-by-step guides.
  • Your Bank – While banks have a business interest, many also offer free money management tools or connect you with certified advisors.

Tips to Get Started

  • Be honest about your financial picture—advisors can help most when they see the full scope.
  • Focus on small, achievable wins (e.g., negotiating one bill, setting up automatic savings, or consolidating high-interest debt).
  • Avoid advice from unverified social media “experts” who promise overnight fixes.

Remember, financial challenges don’t define you—they’re a situation you can work through. Every step toward clarity and control is a step toward peace of mind, and the sooner you start, the sooner the weight begins to lift.


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