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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...

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Flight Crew Pushes Back: Air Canada Strike Highlights Unpaid Labor Dispute

 


In a growing labor dispute, Air Canada flight attendants have taken strike action to protest what they describe as systemic unpaid work in their roles. Union representatives say that significant portions of their duties — including pre-boarding preparations, safety checks, and passenger assistance during boarding and deplaning — are completed off the clock, with no compensation.

The strike has disrupted flights across several routes, drawing attention to the long-standing industry-wide issue of “hidden hours” in aviation. Flight attendants argue these uncompensated tasks directly impact their livelihoods and call for contract changes to ensure fair pay for all time worked.

Air Canada has stated that it values its flight crews and remains committed to constructive negotiations. However, with talks at an impasse, both sides appear prepared for a prolonged standoff — one that could reshape how airlines account for and reward the full scope of a crew member’s workday.


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