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Fixed vs. Variable Mortgages in Canada: Which Should You Choose Right Now?

  Mortgages | Personal Finance | June 2026 Variable rates sit at 3.30% while fixed rates have climbed above 4%. The Bank of Canada is frozen between inflation and recession. Here's what that means for your mortgage decision today. By MoneySavings.ca Staff  |   June 26, 2026 📊 Today's Best Mortgage Rates — June 26, 2026 Type Term Lowest Rate (Broker) Big Bank Range Variable 5-Year ~3.30% ~3.50–4.00% Fixed (Insured) 5-Year ~4.04% ~4.50–5.20% Fixed (Conventional) 5-Year ~3.94% Higher Bank of Canada Policy Rate 2.25%  |  Prime Rate: 4.45% Sources: NerdWallet Canada, Ratehub.ca, WOWA.ca, bestrates.ca. Rates as of June 26, 2026. Broker rates require qualification; Big Bank rates are estimates. Your actual rate depends on your credit score, down payment, and mortgage type. If you're buying a home, renewing a mortgage, or simply trying to make sense of an unusually complex rate environment, you've arrived at the right question at a complicated moment. The Canadian...
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Israel Mobilizes 50,000 Reservists Ahead of Gaza City Push

 

An Israeli soldier stands next to military vehicles as seen from the Israeli side of the Israel-Gaza border.


Israel is preparing to call up 50,000 reservists in the coming days as part of a planned offensive to seize control of Gaza City, the largest urban center in the Gaza Strip. According to a senior military official, most of the forces engaged in the operation will be active-duty soldiers, with reservists filling roles in the air force, intelligence, and logistical support, or replacing active personnel stationed elsewhere.

Defense Minister Israel Katz has approved the plan, which aims to target Hamas strongholds and underground tunnel networks in areas where Israeli forces have yet to operate. The move comes amid ongoing ceasefire negotiations mediated by Qatar and Egypt, with proposals on the table for a 60-day truce, hostage exchanges, and increased humanitarian aid.

Human rights groups and international observers have warned that the offensive could deepen Gaza’s humanitarian crisis, where widespread displacement, infrastructure destruction, and famine risks are already severe. Despite mounting pressure, Israeli officials maintain that securing the release of remaining hostages and dismantling Hamas’ military capabilities remain top priorities.

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