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The GST/HST Credit Has a New Name — And It's Paying 25% More

  Sunday, July 19, 2026 If you've relied on the quarterly GST/HST credit, that name is gone for good. Here's what replaced it, how much more it's worth, and whether you need to do anything to get it. For years, the GST/HST credit quietly landed in millions of Canadian bank accounts every three months — a modest, tax-free top-up meant to offset sales tax on everyday purchases. As of this month, that program no longer exists under its old name. It's now the Canada Groceries and Essentials Benefit (CGEB) , and the federal government has permanently increased the payment by 25%, locked in for five years. If you already qualified for the GST/HST credit, you don't need to apply for anything new. But you should know what changed, because the numbers — and the timeline — are more involved than a simple rename. What actually changed The CGEB was first announced by the federal government in January 2026 as part of a broader affordability push, and it became law with the passa...
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Keeping It in the Family: Renting Without Tax Trouble in Canada


Renting property to friends or relatives can feel straightforward—after all, you trust them, and the arrangement is personal. But the Canada Revenue Agency (CRA) treats these situations with the same scrutiny as any other rental. Missteps can lead to tax headaches you don’t want.

Fair Market Rent Matters

If you charge less than the property’s fair market value, the CRA may consider it a non–arm’s length arrangement. This could limit the expenses you can deduct, or disqualify you from claiming a rental loss. To stay onside, research comparable rental rates in your area and document them.

Keep Detailed Records

Whether your tenant is a best friend or a sibling, maintain formal rental agreements, payment records, and receipts. If the CRA asks, you’ll need to show the relationship is managed like a business transaction.

Report Rental Income Accurately

All rental income must be reported on your tax return, even if you consider it more of a cost-sharing arrangement. Underreporting—or omitting it altogether—can trigger penalties.

Don’t Blur the Lines

Mixing personal favors with business can cause confusion. Be clear about terms from the start: rent amount, due dates, included utilities, and maintenance responsibilities.


Handled correctly, renting to someone you care about can benefit both parties—without sparking unwanted attention from the taxman. Treat it like any professional rental, and your relationship (and your paperwork) will stay in good standing.


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