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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...
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BCGEU Slams B.C. Government Over Failed Return to Bargaining Table



Negotiations between the B.C. government and the B.C. General Employees’ Union (BCGEU) collapsed almost immediately on Monday, with union president Paul Finch accusing the province of staging a “cheap stunt” rather than presenting a serious offer.

Finch said government negotiators arrived three hours late and offered only a marginally improved wage proposal, far short of what workers facing an affordability crisis had demanded. “Talks broke off today, but they didn’t really start,” Finch told members gathered outside a government office in Victoria.

The BCGEU, representing 34,000 public sector workers, has been on strike for five weeks in what is believed to be the longest civil service strike in B.C.’s history. The union has been pushing for wage increases of 8.25 per cent over two years, but countered with a proposal of four per cent annually. The government’s latest offer amounted to five per cent over two years.

With no progress at the table, Finch warned that job action will escalate, including larger demonstrations and possible rallies outside the B.C. legislature when lawmakers return in early October. Pickets remain in place at liquor and cannabis distribution warehouses, government offices, and dozens of provincial liquor stores.


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