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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...

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Deadly 6.9-Magnitude Earthquake Rocks Central Philippines, Triggers Widespread Damage

 

                                            A 6.9 Earthquake Hits Central Philippines.


A powerful 6.9-magnitude earthquake struck the central Philippines late Tuesday night, shaking Cebu and nearby provinces and leaving behind collapsed buildings, power outages, and casualties. The quake’s epicenter was located just offshore near Palompon, close to the city of Bogo in Cebu province, at a shallow depth of 10 kilometers, according to the US Geological Survey.

The tremor caused severe structural damage across Cebu, Bantayan Island, and Leyte, with reports of a sports complex collapsing during a basketball game in San Remigio, killing at least 13 people, including members of the Philippine Coast Guard and a firefighter. Rescue teams are racing to reach those trapped under debris, while hospitals are treating dozens of injured residents.

Authorities reported widespread power outages after transmission lines tripped, plunging communities into darkness. Several schools, churches, and commercial buildings sustained heavy damage, and local officials have suspended classes and work until safety inspections are completed.

The Philippine Institute of Volcanology and Seismology (Phivolcs) initially issued a tsunami alert for Cebu, Leyte, and Biliran provinces, but later lifted it after confirming no major threat. However, residents were urged to remain cautious due to aftershocks and possible minor sea-level disturbances.

Governor Pamela Baricuatro of Cebu appealed for calm, assuring residents that emergency aid and rescue operations are underway. With more than half a million people experiencing strong shaking, the disaster has once again highlighted the Philippines’ vulnerability as it sits along the Pacific Ring of Fire, one of the world’s most seismically active regions.

This is a developing story, with damage assessments and relief efforts continuing across the Visayas.


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