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We Built a Budget Planner Spreadsheet for Canadian Households — Here's What's Inside

  If you've been reading our RRSP/TFSA/FHSA and household budgeting pieces, you already know the line we keep coming back to: a plan is only as good as your ability to actually track it. So we built something to close that gap. Introducing the Canadian Budget Planner It's an editable spreadsheet — not a course, not a subscription, just a tool you can start using today — built specifically around how Canadian households actually budget. What's inside: Monthly Budget tab — Planned vs. Actual across Housing, Transportation, Debt, Food, Personal and more, with totals and your savings rate calculated automatically RRSP, TFSA and FHSA contributions get their own line — treated as a required part of the budget, not whatever's left over at the end of the month Annual Overview tab — a 12-month view with an auto-updating income-vs-expenses chart and a savings-rate chart, so you can see your trend across the year Just fill in the blue cells — every total, difference, and percen...
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Legault Gambles on Cabinet Shake-Up to Revive CAQ Ahead of 2026 Vote

                                            Quebec premier François Legault

With just over a year until Quebecers head to the polls, Premier François Legault is set to announce a sweeping cabinet shuffle in a bid to reverse his party’s plummeting popularity. The move comes as the Coalition Avenir Québec (CAQ) grapples with damaging scandals, including a $500-million cost overrun at the province’s auto insurance board and the collapse of a $7‑billion Northvolt battery plant deal that cost taxpayers millions.

Several veteran ministers, including Public Security Minister François Bonnardel, Agriculture Minister André Lamontagne, and Families Minister Suzanne Roy, are stepping aside, either by choice or at the premier’s urging. Legault has also prorogued the legislature until September 30, giving new ministers time to settle into their roles before the fall session begins.

Once dominant, the CAQ now trails far behind the surging Parti Québécois in polls, having lost three consecutive byelections. Legault hopes the reshuffle will inject “new momentum” into his government, but with inquiry findings on the cost overrun scandal due in December, the political road to the October 2026 election remains fraught.


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