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Ontario Auto Insurance Just Changed: What Every Driver Needs to Know Before July 1

  If you drive in Ontario, this affects you — starting July 1, 2026 , the biggest shake-up to Ontario's auto insurance system in decades is here. Nine benefits that were automatically included in every policy for years are now optional extras you have to pay for separately — or go without. The Ford government is calling it consumer choice. Critics are calling it a coverage cliff. Either way, Ontario drivers need to understand what just changed before their next policy renewal — because the default "basic" plan is now much leaner than what you're used to. From Standard Package to À La Carte Ontario's auto insurance has always included a bundle of Statutory Accident Benefits (SABs) — no-fault coverage that kicks in when you're hurt in a collision, regardless of who caused it. Think income replacement, caregiver support, funeral costs. They were simply part of the deal. That changes now. Starting July 1, 2026, only three categories of benefits remain mandatory in...
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Tensions Rise as Smith’s Alberta Next Tour Concludes in Calgary

 

Alberta Premier Danielle Smith announces proposed changes to several pieces of democratic process legislation in Edmonton on Tuesday, April 29, 2025.


Premier Danielle Smith’s Alberta Next panel wrapped up its cross-province tour Monday night with a fiery town hall in Calgary, where more than 1,100 people gathered to debate the province’s future direction.

The panel, launched earlier this year following Prime Minister Mark Carney’s federal election win, has been consulting Albertans on six proposals aimed at increasing provincial autonomy. These include creating an Alberta-run pension plan, establishing a provincial police force, and taking greater control over immigration.

While the Calgary crowd largely supported the proposals in straw polls, the event was marked by moments of sharp dissent. A high school student criticizing government policy had his microphone cut off, sparking backlash from attendees. Heated exchanges also broke out among audience members, underscoring the deep divisions over Alberta’s relationship with Ottawa.

Despite the tension, Smith emphasized that some proposals may move forward without a referendum, while others could be put directly to voters. The panel will now review feedback from the tour and an upcoming telephone town hall before deciding next steps.

The Calgary meeting capped a summer of often boisterous gatherings across the province, reflecting both strong support for greater autonomy and growing frustration with federal-provincial relations.


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